The privacy of our clients is very important to us. Set forth below are our policies with respect to personal information of clients and former clients that we collect, use and disclose. We collect and maintain personal information about clients in order to fulfill our duties. We collect their personal information to enable us to provide them with services in connection with their account, to meet legal and regulatory requirements and for any other purpose to which they may consent in the future. Their personal information is collected from the following sources:

  • account opening documents, investment policy statement or other forms that they submit to us;
  • their transactions with us and our affiliates;
  • data provided to us through this website; and
  • meetings and telephone conversations with them.

Unless an client otherwise advises, by providing us with their personal information they have consented to our collection, use and disclosure of their information as provided herein. We collect and maintain their personal information in order to give them the best possible service and allow us to establish their identity, protect us from error and fraud, comply with the law and assess the suitability of potential investments.

We may disclose their personal information to third parties, when necessary, and to our affiliates in connection with the services we provide related to their Account, including:

  • financial service providers, such as banks and others used to finance or facilitate transactions by;
  • other service providers such as accounting, legal, or tax preparation services; and
  • taxation and regulatory authorities and agencies.

We seek to carefully safeguard their private information and, to that end, restrict access to personal information about them to those employees and other persons who need to know the information to enable us to provide services to them. Each employee of HBA is responsible for ensuring the confidentiality of all personal information they may access.

Personal information collected by us through this website will be used to determine how many people visit the website, which sections of the website are visited most frequently and deliver our newsletter to individuals that subscribe for it. Website visitor information is collected on an aggregate, anonymous basis. Information obtained by visiting this website or entering personal information into our contact form will reside in an internal database at our premises and may also be stored on a secure off-site storage facility. Certain employees will be provided with information about website visitors in order to serve visitor needs and provide visitors with information regarding specific products.

Clients’ personal information is maintained on our networks or on the networks of our service providers. Personal information may also be stored on a secure off-site storage facility. Clients may access their personal information to verify its accuracy, to withdraw their consent to any of the foregoing collections, uses and/or disclosures being made of their personal information and may update their information by contacting Stephen Sisokin at the following number: 905-337-2401.